I can HELP save you from FORECLOSURE! CALL ME! YOU HAVE OPTIONS!

Know anyone that is under water in their home and needs to sell? PLEASE have them call me. We can help them sell their home so they do not have to go into Foreclosure. Short Sales do work...you need a CDPE (Certified Distressed Property Expert) to help you through the process. I just finished this Expert course and now hold the CDPE designation. Our office now has 7 CDPE's! Let us help you or refer someone to us to discuss the situation.

Photos of "Small Fry" House on Mobile Bay in Point Clear For Sale Grand Hotel Boardwalk

"Small Fry"  For Sale
Raised Bay Cottage

100' x 770'  1.7 ac. lot 
Sandy Beach
Grand Hotel Boardwalk
$3,300,000
Call Tamatha McElmurry 251-209-6650
Ashurst & Niemeyer

If you have ever walked along the BOARDWALK  that starts as you leave the Grand Hotel's grounds along Mobile Bay, you will understand the atmosphere and draw of this magical, timeless stretch of shore.  Families have owned property here for generation after generation.  These vacation homes are filled with fond childhood memories of playing along the water front and sandy shore of the bay, or swinging in a homemade swing underneath the arms of the almost human live oaks that dwell here.  It is a rarity for one of these properties to change hands.  As a matter of fact, this new listing of mine has not changed hands from this family for 150 years.  It is a cherished place.  It is a loved place.  But now the owner says, it is time for a new owner to come in and make new memories.  The property is now for sale.  There is no sign on the property.

 

 This home features a large 1.7 acre bay front lot, with a long meandering drive that leads you to one of the most beautiful places on earth.  There are 100 feet on Mobile Bay with a wonderfully sandy beach that leads to the lapping waves of the bay.  There is also a shared pier, boat lift and wharf for you fishing and crabbing pleasure.  The raised bay cottage was built in 2007.  It is a nice open floor plan with a large kitchen and great room that open onto the expansive front porch.  There are 3 bedrooms and 2 baths.  The master overlooks the bay.  The porch is long and deep, and ready for your rocker or swing.  Hang a hammock, relax and watch the magnificent sunsets over Mobile Bay.  This cottage would be wonderful as a vacation home, or could be moved and set up as a guest house.  

Call to set up an appointment.  24 Hr. notice to show.  

Merry Christmas to all...wishing you peace, health, and prosperity in 2012!

Eastern Shore Real Estate Market on the Rise...Read this report

Eastern Shore Residential Real Estate Market: "significant INCREASE compared to both April and last year". The average Eastern Shore (Spainish Fort, Daphne, Montrose, Fairhope, and Point Clear) sold for an average price increase of 28.54%.  Sellers still need lots of patience, as homes are on the market for an average of 208 days before they close. Beat the odds by having your home in TOP condition, staged, and at the best price in YOUR MARKET AREA.

Don't forget about listing with an experienced, professional, and top producing agent/company, like Ashurst & Niemeyer. Call me today, 251-209-6650,  for a specific plan of action to help you sell your home.  I will help you prepare your home including, a CMA, staging advice, as well as, updating advice and design...see link to read the entire BALDWIN COUNTY Residential Market Report for May 2011>>>Baldwin County Residential Real Estate Market Report May 2011

Fairhope AL Home for sale 3/2 + office & pool great neighborhood off Morphy Ave. Under $180k Tamatha McElmurry, Realtor

Call me today to view this home...It will sell fast!  Buy it for your self!

1 story Really Cute & Charming Home

Clean and neat

Vaulted ceilings

Split Brick Floors & Hardwood Floors

Carport and Storage

Established landscaping

Immaculate swimming pool too!

VERY NICE HOME!

Tamatha McElmurry, Realtor Ashurst & Niemeyer

251-209-6650

Beware!!! Agents that will "BUY" your listing???

Let me first say that I do not "BUY" listings...What is buying a listing, you ask?  Some agents will list your home at ANY price JUST to get you to sign the listing agreement.  Then they will waste your time by constantly trying to pressure you to "LOWER" your price down to where it should have been priced to start with. 

BEWARE!!!  Agents that do this do not have a high success rate in actually selling your home.  They probably ARE SUCCESSFUL in gaining buyers that call about your home, by telling them they can show you homes that are price far better than yours.  So, who are the agents working for anyway??? You or the Buyer? 

I deal with my sellers in a straight forward and respectful manner.  It's the only way to do business in my opinion. Why?  Because you as a seller and me as your Realtor do not have the time to waste in a market like we have today!  You need to put your best foot forward when selling your home.  PRICING IT RIGHT from the start is KEY for your success in selling your home. 

What else can you do?  Look at a few of my other posts for tips on how to get your home ready to sell, in order to give you the EDGE over your COMPETITION. 
Call me today to discuss the sale of your home.  Tamatha McElmurry, Realtor, Ashurst & Niemeyer 251-928-9265/251-209-6650  http://www.imobilebay.com/

300% Return on Your Investment...PAINT YOUR HOME!

GRAB A PAINT BRUSH AND BE PROACTIVE IN SELLING YOUR HOME!

As a long time Realtor, and decorator, I whole heartedly agree with HGTV on this....

If you are wanting to improve your chances of selling your home in today's market, painting your home, inside and out can put you closer to that goal.  AND HERE'S A BONUS!  According to HGTV, you can get about a 300% return on your money when it is time to sell for doing so!  Make sure you choose a light neutral color...

If that is not an incentive to freshen up the paint in your home, I don't know what is!

59th Annual Arts and Crafts to Bring 200,000 Festival Goers to Downtown Fairhope Alabama

An estimated 200,000 people will flood the streets of Downtown Fairhope next weekend...Every year the City of Fairhope and the Eastern Shore Art Center put on the very best Arts and Crafts festival in the SOUTH!  Me Biased?  Yes and NO...Yes I do love the city I live in, and yes I love our Arts and Crafts Festival, but I am telling you IT REALLY IS THE VERY BEST ONE I HAVE EVERY BEEN TO!  I hope you and your families go an enjoy the festivities each and every day, starting Friday March 18th though Sunday March 20th in Downtown Fairhope.  READ MORE>>>>

Improve your credit>>>Call Tamatha>>>Buy a house

What You Can Do to Improve Your Credit

Credit scores, along with your overall income and debt, are big factors in determining whether you’ll qualify for a loan and what your loan terms will be. So, keep your credit score high by doing the following:
1. Check for and correct any errors in your credit report. Mistakes happen, and you could be paying for someone else’s poor financial management.
2. Pay down credit card bills. If possible, pay off the entire balance every month. Transferring credit card debt from one card to another could lower your score.
3. Don’t charge your credit cards to the maximum limit.
4. Wait 12 months after credit difficulties to apply for a mortgage. You’re penalized less for problems after a year.
5. Don’t order items for your new home on credit — such as appliances and furniture — until after the loan is approved. The amounts will add to your debt.
6. Don’t open new credit card accounts before applying for a mortgage. Too much available credit can lower your score.
7. Shop for mortgage rates all at once. Too many credit applications can lower your score, but multiple inquiries from the same type of lender are counted as one inquiry if submitted over a short period of time.
8. Avoid finance companies. Even if you pay the loan on time, the interest is high and it will probably be considered a sign of poor credit management.
This information is copyrighted by the Fannie Mae Foundation and is used with permission of the Fannie Mae Foundation. To obtain a complete copy of the publication, Knowing and Understanding Your Credit, visit www.homebuyingguide.org.

iMobileBay.com BLOG

BUYERS...Should You Try to "Time the Market"?

One problem with attempting to time your purchase to the business cycle is that no one can accurately predict the future. Another challenge is that interest rates are generally higher during a depressed market and income may not be keeping up. For that reason, fewer people can qualify for a home purchase than in more prosperous times.

PLUS! Many buyers have already taken advantage of the low interest rates to buy the home they REALLY want, instead of waiting around until the rates start rising....if that happens, you may miss out on the home of your dreams and still end up paying a higher rate too.

I know we agents at Ashurst and Niemeyer are very busy. We are helping more buyers and sellers than we have in a couple of years. 

So get off the fence and get moving to buy your next home!  Click here to SEARCH ALL MLS LISTED PROPERTIES IN BALDWIN COUNTY TO START YOUR SEARCH...

"On the fence"? Are mortgage interest rates going up....

If you have been sitting back waiting for mortgage interest rates to go EVEN LOWER, then I suggest that you might want to hop off the fence and get busy buying a home!  With the new issues in the Middle East, oil prices are rising.  History states that when that happens ALL OTHER COMMERCE pricing rises also.  Rates have already adjusted up around the 5% mark.  Some days the rates have already risen over the 5% mark.  Let's be honest...a 5% interest rate on a 30 year mortgage is an incredible deal!  So, take advantage of these historically low rates while you have that choice...Search all of Baldwin County MLS listings here